PACO is shutdown completely at this ruthless shelter. DEADLINE: Please call by noon


DEADLINE: Please call by noon
THIS DOG NEEDS A PLAN IMMEDIATELY

FEAR-ABUSE-NEGLECT?
CORGI-mix BURIES HIS HEAD; HIDES IN FEAR -

PACO is Super timid and stand-offish. He’s very dirty and has what looks like dry mud all over his body. Small, est 20-25 lbs. He will need a lot of TLC. Does not respond when you call him and hides when you get close. Does not respond to treats. Will snarl if you get too close. May have been abused.

Kennel 25 - please show interest immediately
LOCATED: South Texas Rural Shelter
FMI: (410) 608-2195
You Can Still Get Life Insurance If You Are Sick

A lot of the insurance companies that provide traditional life protection policies often refuse to provide life protection for seniors who have pre-conditions. A serious illness poses a high risk to your life, not to mention the fact that advanced age also contributes to that increased risk. These are the main reasons an insurance company will decline your life insurance application.

Having a pre-condition does not mean you are left without life coverage at all, though. There are many insurance companies that do provide insurance for people who cannot or do not want to undergo a health exam. This type of insurance, often called no medical life insurance, does not require a medical examination for qualification; however, this feature also makes the price of this type of insurance higher, compared to a traditional life protection policy.

There are two types of life insurance policies that do not require a health exam: guaranteed issue and simplified issue. Guaranteed issue insurance plan requires no medical tests and no medical questions; that means that you are approved for this insurance automatically, but you will have to wait two years before the policy starts to work. Simplified issue insurance requires you to answer a series of questions, but there is no medical examination, and the policy provides coverage from day one.

The Bottom Line: Life Insurance Is a Reasonable Choice for Seniors

Progress in technology and healthcare are making it possible for people all over the world to live longer lives. That is why the senior population is outnumbering the population of younger people, and it is also why more life coverage alternatives have to come into play. Before these changes, one could not afford life insurance if they were older than 60 or 70 years of age. Now, it is no longer an issue - older people no longer have to worry about leaving their families with nothing but emotional and financial distress when they are gone. Life insurance is a helpful hand thanks to which you can be sure your family, children, and spouse are financially secure.

Benefits of Life Insurance for Seniors

The majority of senior residents of North America are not able to afford long-term care due to the high cost. Only a few seniors use their insurance to cover the expenses for long-term care. This is a serious issue; too many seniors are unprepared for these costs, leaving them and their families at financial risk. There is a solution: purchasing life protection can help cover all possible expenses for long-term care. There are also several other advantages of purchasing life insurance for seniors; find out about these below.

Provide Financial Support for Your Spouse

Married elderly couples are often anxious about leaving their better halves with debt after passing away, and for good reason. Funerals in countries of North America are quite expensive - they can cost as much as $5,000 or more. Not every family can afford these costs, and that is why life coverage comes as a practical solution.

Life protection policies can fully cover the expenses of the funeral and burial of one spouse, and that coverage can bring some peace of mind to the insured person. Covered by a life protection policy, the individual can be sure that his or her significant other will receive the necessary support to deal with the financial side of a funeral.
Thinking of potentially using GEICO as your insurer? Here is all you need to know about them in 2019.

History of GEICO
GEICO (or the Government Employees Insurance COmpany) is the second largest and one of the most recognized brands when in comes to insurance companies. Founded in 1936, GEICO has become a household name through their clever commercials where they feature a gecko with his famous phrase: “15 minutes could save you 15% or more on car insurance.”

GEICO is now part of Warren Buffett’s Berkshire Hathaway. By market share, GEICO ranks #2 right behind State Farm.

List of Insurance products offered by GEICO
GEICO is a direct-to-consumer (meaning no middleman) insurance company whose main focus is auto insurance, but pretty much offers every other insurance under the sun except health insurance. Here is a list of all their offerings:

Auto (Car) Insurance
Motorcycle & ATV
RV
Collector Auto
Commercial Auto
Work Insurance
Professional Liability
Business Owner’s insurance
Workers’ Compensation
General Liability
Life insurance
Pet insurance
Travel insurance
Ridesharing insurance
Overseas insurance
Homeowners insurance
Condo
Mobile Home
Flood
Renters insurance
Landlord insurance
Identity Protection insurance
Valuables insurance
Boat
Umbrella
Jewelry
Pro tip: If you buy more than one insurance product with GEICO, you will qualify for their multi-product discount.

GEICO offers coverage in all 50 states as well as Washington D.C. Here is a list of their overseas offices.

GEICO reviews and ratings 2017-2018
Here are some key areas to judge GEICO by

1. Better than average customer satisfaction
The Global Market Research company J.D. Power rated GEICO’s overall purchase experience “about average” in their 2017 “Insurance Shopping Study”.

In the 2017 edition of the “Auto Claims Satisfaction Study” done by the same company, GEICO scored “better than most” for overall customer satisfaction.

2. Direct-to-consumer business model = more savings for you
Companies that are direct-to-consumer and involve no agents have an edge over their competitors because they can provide lower rates without hurting their margins. Having to pay no commissions to their agents, GEICO can offer one of the cheapest insurance rates out there.

The drawback of this is that you might need to be a bit more savvy when in comes to insurance since you might not have someone to work with you along the way. Clients with very broad insurance needs might find themselves with gaps in coverage unless they fully understand what they need and can sift through some potentially complicated wording.

3. Customer complaints
While GEICO is the clear winner when it comes to price, their slim margins force them to be a bit more stringent with their claims. Clients with multiple claims will have to go through a lengthy process that might not come out in their favor and face higher premiums the following year.

Your premium money isn’t going back to claims, it’s going back to those TV ads.

Summary
After reading 100’s of testimonials and comments on the web, I think it’s pretty safe to say that GEICO reports lower-than-average complaints compared to the industry median.

It also boasts a high customer satisfaction rating alongside a strong rating for customer feedback.

Lastly and perhaps the major win for GEICO is its ultra low insurance price. If you a price-sensitive then it makes sense to have GEICO as one of your top choices for car insurance or other types of insurance.

Get your own quote today at GEICO.

Read the complete list of best car insurance companies.
In addition, a surviving spouse can use the funds from the coverage to increase the benefits from their pension plan.

Life insurance for seniors makes it simpler to deal with the expenses of a funeral, and that means the financial pressure does not add to the already-stressful situation.
Crossposter Foodblogger, traveller

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