no-one saw her as worthy of saving, pregnant mom has her eye popped out is about to give birth

Student loan debt has become an epidemic of sorts. These loans can be hefty and ultimately stressful. Many young people in America are scared to even make a monthly payment on their student loans. It could seem impossible to deal with due to the enormous balance that doesn't seem to go anywhere.

When you are young you are impressionable. Today's millennials are no exception. Accruing student loan debt is seen as a necessary burden essential to achieving their careers. Many find themselves employed following college. However, according to CareerBuilder.com about half of college graduates in 2014 were employed in jobs that do not require a college degree.

To make things worse the student loan lenders begin hounding their "clients" immediately after graduating. If you are one of these clients you probably know by now that nothing in this world comes easier than debt. The chances of you having money to pay your student loan debts so soon is quite slim.

Before leaving high school these young, impressionable people are lead to believe a college education will lead to a guaranteed career. Turns out, it is not that simple. The Washington Post reported in 2013, according to data from Jaison Abel and Richard Dietz of the Federal Reserve Bank of New York, only 27% of college graduates had jobs related to their major. If this comes as a rude awakening to you I apologize. There is no one simple way to make your dream job come true and your student loan debts disappear. However, it takes action, commitment and it is possible.

Student loans. If reading those two words infuriates you don't worry. It should. Paying off student loans may seem impossible but there are ways you can help yourself out. The first thing you need to do is understand what type of loan you have. Some loans are eligible for certain benefits which may assist your situation.

Check out the National Student Loan Data System (NSLD). This website is home to the U.S Department of Education's database for student aid. Only federal student loans are eligible for this aid. In my experience I've talked to more individuals with federal loans than those with private ones.

A good idea for those who are unemployed or "between jobs" is deferment or forbearance. A deferment or forbearance allows you to temporarily stop making your federal student loan payments or to temporarily reduce the amount you pay. This could be helpful if you are in danger of defaulting on your loan. A default occurs when you have not made your monthly payments for an extended period of time. In the case of a default, the lender make execute legal action in order to get their money back.

If you are eligible for deferment, the federal government may pay the interest on your loans during the deferment period. The opposite goes for a forbearance. In a forbearance you may be able to lower your payments or stop payments completely for up to 12 months.

These options can give you room to breathe and pursue the career you studied so long to achieve.

There are other options available to help get your monthly payments decreased to a manageable level. There are income-based repayment plans for people with direct loans or Federal Family Education Loan (FFEL) Program loans. In an income-based repayment program your monthly payments can be reduced to 10% of your monthly income. In most cases the loan is forgiven after 25 years in these programs.

Depending on your situation, there may be a repayment plan out there that best suits you. Head over to the Federal Student Aid website and browse their listings of payment plans.

Student loan consolidation is a viable option for people with more than one student loan. If your student loans have varying interest rates and minimum monthly payments you should look into a Direct Consolidation Loan. Just like traditional consolidation, a direct consolidation loan combines multiple federal student loans into one loan with one payment and interest rate. These loans can stretch the amount of time you have to pay the loan, thus lowering your monthly payment. You will also get a fixed rate on your interest instead of dealing with variable rates.

Consolidation does have its down sides. You may be more comfortable with the monthly payments but, you will end up paying more in the long run due to the interest rate. If your individual loans had attached benefits you will lose those as well.

You may not have planned on dealing with student debt when you were leaving high school. With most people it seems to sneak up on them as soon as the leave college. No matter what your student debt situation is there are programs available to help you manage it. You deserve to focus on the future and work towards your career goals instead of worrying about monthly payments.

Dealing with student loans is tough. Believe it or not there are programs available from the government and other sources that could make your payments easier.

Pregnant mom has her eye popped out! It is just hanging from her eyeball! She is suffering in an empty field! She is about to give birth, in the middle of nowhere! She Desperately needs a rescue and foster before she gives birth! Pm if you can help!

Edinburgh, Texas

Pawnation, if you or someone you know is interested in rescue please contact Leslie Hennings

STATUS : - read comment for update from crossposter
One of the questions that most students are asking today is that of 'how can I get student loans?', it seems to be at the top of everyone's hot list and rightly so. Because once you have worked out a financing plan with a student loan or even multiple loans if needed then everything else will fall into place. There will also be a lot less stress because you would have overcome the first major hurdle to your education and indeed it will help to make a massive impact on your future after your schooling.

Below we will look at a few facts that may help you understand your options. I have simplified the answers somewhat so as not to confuse you with masses of needless ramblings and I have stuck to what Detective Friday used to say years ago, in that T.V. show Dragnet "Just give me the facts ma'am!"

Just The facts

Below is a list of tips and facts that are not in any specific order, it is just a collection of useful tips that you can store away, keep a note of the ones that resonate with you and throw the others away.

1. Before you decide to commit to any loan it is advisable to talk to your school counselor. They have their finger on the pulse and will have the latest information about student loans that will be applicable to you and have the experience to help you narrow down your search for the perfect loan. Although, not all loans are perfect but the trick is to find the one that is perfect for you.

2. Lots of educational institutions are starting to go paperless these days with many applications forms readily available for you to fill out online in the comfort of your home.

3. The first option you should consider when getting a loan is to always look at the Government loans first. They normally have much lower interest rates and you can have longer terms also.

4. Government loans were set up to provide those students that may be financially challenged and/or have some other challenging situations affecting them in their lives so as to provide as many people as possible with their right to a good education.

5. You can find the Federal Student Aid application form online and can apply online when needed.

6. Quote "For every human on Earth there are 1.6 million ants" (this has absolutely nothing to do with student loans, I just wanted to see if you were still awake).

7. After you have completed your FASA form after it is evaluated, you will receive a Student Aid Report that will show what loans you are eligible for.

8. Once you are granted a loan, you do not have to accept it.

9. It is possible to only use a part of your loan, this will depend on the specific loan provider's conditions of course, but it is possible.

10. Private loans normally have a higher interest rate but can be more flexible with the amount of money they can provide.

11. It is a real buyers' market, in other words, you, as a borrower, are eagerly sought after by all these loan companies who are competing. This can give you even more of an advantage because you could think about negotiating and even better deal with them.

12. Most lenders will have an online portal where you can submit a loan application.

13. The Government PLUS loan system was set up to help parents seek out the best type of Government aid for their children.

14. When you fill out the Government loan application it will probably be required that you have your parents with you as some of the information needed will have to be furnished by them.

15. When filling out any loan applications, you will have to supply detailed information about your current finances including and loans, credit cards and any other relevant information.

16. You will also need to provide all you cosigners details if you have one.

And last but not least...

17. "The total weight of those ant, however, is about the same as all the humans"

I hope that this has been of some assistance in helping you decide what type of student loans will best suit you, good, luck with your studies.

8 Responses to "no-one saw her as worthy of saving, pregnant mom has her eye popped out is about to give birth"

  1. I'm in California. Did anyone come to this dog's aid?

    ReplyDelete
  2. No one in the shithole state of TEXAS will help that poor momma dog, you can bet on that.

    ReplyDelete
  3. Are there any rescues that can help this dog ? How can someone take this pic and not help this poor dog ? I will pledge and I'm sure we can get more pledges please help this poor baby

    ReplyDelete
    Replies
    1. She is rescuef at vet, you can donate there.

      Delete
  4. rescued by S.N.A.R.R Animal Rescue Northeast, she is doing well. Is at a Vet's and will be transfered to a fosters within the next day or so.

    ReplyDelete
  5. Thank you for those who pledge and showed interest to help....You have a heart mog gold...Hope thius dog will be adopted and safe.

    ReplyDelete
  6. Does anyone have a link to them

    ReplyDelete

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